Progressive Advancement Centre for Entrepreneurship (PACE) Latest Jobs

Progressive Advancement Centre for Entrepreneurship (PACE) is a Non- Governmental Organization (NGO) founded in July 2017, and registered with the Corporate Affairs Commission (CAC). PACE is Africa’s leading training and microfinance institute, committed to changing lives and ensuring a better tomorrow for all.

We are recruiting to fill the position below:

Job Title: Verification and Recovery Officer

Location: Oyo

Job Description

  • Responsible to ensure completeness of loan documents and assessing that each loan application is in compliance with Credit Policy & Procedures and other guidelines circulated from time to time.
  • Responsible to ensure that valid and accurate data input is made in credit MIS from source documents related to cash flow & Loan applications.
  • Perform other data checks to ensure that applicant is not defaulter of KBL or any other institutions using internal data checks /Credit History Assessment Report/ ECIB (as applicable).
  • Ensure to forward cases to RMD on daily basis
  • Pre-disbursement Borrower’s Verification
  • Ensure defined % of borrowers’ verification as per applicable protocols.
  • Major responsibility is to verify credit worthiness, reputation and repayment capacity of the applicant and guarantor based on local knowledge & demographics.
  • It includes verifying genuineness & reliability of information on ILA & group formation and cash flow form.
  • Ensuring existence of borrower and guarantor & their businesses (economic activity) through verification of home & business addresses etc. and interacting with applicants / guarantors to assess whether borrowers and guarantor know & understand important loan terms, repayment amounts, due date of repayments and guarantee concept and their obligations in case of non-payment.
  • To identify Service quality lapses or breach of ethical / professional behavior by sales teams / ROs.
  • To identify any severe nature non-compliance during verifications & initiating loan application cancellation.
  • Reporting, Record/Data Maintenance and System Security
  • Ensure adequacy and timeliness of daily / weekly / monthly reports as per schedule & guidelines.
  • Maintain related records /data / information, etc as per defined procedures.
  • Maintain & secure Credit MIS / files from unauthorized access, programs and use and ensure compliance of IT security policy.
  • Co-ordination in the Branch
  • Coordinate & align activities with branch management to cope with seasonal business fluctuations & credit cases flow.
  • Ensure following defined turnaround times for each activity to better client service.

Application Closing Date
22nd March, 2019.

How to Apply
Interested and qualified candidates should send their Cover Letter and detailed CV to: enquiries@pacecentre.org and greatk553@yahoo.com

 

Job Title: Marketing Officer

Location: Oyo

Job Description

  • Evaluate, authorize, or recommend approval of credit loans.
  • Advise borrowers on financial status and methods of payments.
  • Meet with Applicants to Determine Loan Needs
  • Meet with prospective applicants.
  • Build rapport with the applicant and find out the reason for needing a loan.
  • Gather Loan Information Based on Specific Loan Needs
  • Gather the various personal and financial information necessary to see if the applicant qualifies for a loan.
  • Analyze and Verify Applicant Financial Information
  • Use keen attention to detail and knowledge of the loans we offer to analyze applicant financial information and determine the most likely path to success.
  • Explain Different Loan Options Available to Applicants
  • Use analysis to offer loans for which the applicant has a realistic chance of approval.
  • Present Approval and Rejection Decisions to Management
  • Follow up to ensure prompt and complete repayment of loans.

Application Closing Date
22nd March, 2019.

How to Apply
Interested and qualified candidates should send their Cover Letter and detailed CV to: enquiries@pacecentre.org and greatk553@yahoo.com